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Business
Insurance
General
Liability Insurance
General
liability insurance protects the insured business from money
damages as the result of a civil wrong committed by the
business or by someone for whom the business is liable. It's
not unusual for judges or juries to award money damages in the
millions so general liability insurance is vital for most
businesses. In addition, general liability insurance provides
unlimited DEFENSE COSTS for the insured business!
The insured money damages may arise out of bodily injury,
property damage, personal injury (insurance terminology for
such offenses as libel, slander, invasion of privacy, etc.) or
advertising injury.
Such injuries may result from the business's premises, ongoing
operations (away from the premises), completed operations or
products. Liability arising out of the use of autos is insured
under Auto insurance. Liability for injuries to employees is
covered under Worker's Compensation Insurance.
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